Financing Options for your real estate and home needs!
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Buying a home can sometimes be tricky. Most of the
problems that exist are in the financing of the new home. Here are links to help you some of these questions.

What are rates now? Get update on Quotes here!

How much are my payments? Figure payments here!

What paperwork do I need to get an  started?

What are the current interest rates?

Be Aware of the Loan Pitfalls!

I advise more than 50 clients a year on what loan and lender is best for their situation. Allow me to lead you through,  and miss the pitfalls. Here's other important questions to ask...

  • What type of loan is best for me?
  • Should I get a 15 or 30 year loan?
  • What loan cost am I expected to pay?
  • What are Points?
  • How can I protect myself from increases in interest rate, and unscrupulous loan officers?
  • What's the difference between Mortgage Bankers &  Mortgage Brokers?   Which one is best for me?
There are many more questions. Let Darrell Covert answer the questions and help lead you through the maze of finance. This will lead to a smooth transaction for you!
Choosing a Lender Wisely!

Answers to the pitfalls of loans!

Equal Home Lending Opportunities.

Choosing a Lender

Picking a loan officer should be based on more than simply interest rates.  Here's some tips you should look for:

  • How long has the Mortgage Co. been in business?
  • How many years experience does the Loan Officer have?
  • Are their loan cost inline with the Loan Industry?  Some Mortgage Companies charge hidden costs to compensate for quoting you a lower interest rate to get you in the door.  Don' t take the lower rate, if the cost you pay now are higher.
  • Do they handle their own underwriting, or do you have to qualify twice?
  • Will they give you a quote guarantee on the rate, points, and cost you'll pay?
Darrell Covert can open the options for you. Giving you the ability to make an educated choice in Loan Officers and Lenders! If your borrowing experience is smooth as
possible, it makes both of us very happy!

Here's a few of the best loan officers in the field in Arizona!

Dale Pflepsen , a mortgage banker, has been serving customers for 27 years with quality lending services! Get a  Free, No Obligation Credit Evaluation, and Credit Report!

Click above once!

Jay Starks , a mortgage banker/broker, has been serving customers for 18 years with quality lending services! Get a  Free, No Obligation Credit Evaluation!

Click above once!

Call or email for additional information!

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